Parting The Sea of Red

 Well, month one was successful...but, anyone who follows the teachings of Financial Peace University or Dave Ramsey knows the ongoing joke's about Murphy's law.  Right when you accomplish something, Murphy shows up and something else goes wrong.   At the time of my last entry, I needed to get $370 into savings to meet my September goal.  Since then, I earned: -$1.08 in interest -$22 from  Rodan&Fields -$293.50 from my side hustle at Orange Theory Fitness. -$24.21 that was sitting forgotten in my Venmo account (I think this was from a fitness challenge I did at the start of the summer) -That leaves me with $29.21 to make my goal- which I can easily take from my September 30th paycheck...except... Except Murphy showed up. Today I went to try to transfer the money from my credit union account to my money market account and realized my balance was far lower than it should have been.  If you remember me mentioning that my purse was stolen last summer, in th...

 It’s been just over a year since I made my last student loan payment and experienced living debt free for the first time since I was 18.   If you can avoid any major life changes in the year after that big moment, please do so.  But, I write that last sentence knowing that, for most of us, big life changes and the timing surrounding them are out of our control.   At the time I paid off my last debt, I was temporarily living with some friends who offered me their basement when my teaching position was cut.  I was offered a long-term sub position in a new district for the coming year and needed to find an apartment that was affordable, cat-friendly, had a garage (car thefts have been skyrocketing in my area) and within reasonable commuting distance to work- and the only options were expensive.  I had also promised myself and God that if He got me out of debt, I would enroll in seminary as I felt He was calling me to do.  The transitions from roommates t...